LONG TERM CARE INSURANCE
Independent Healthcare Comparisons
October 20, 2018
What ACA Health Insurance Will Cost in 2019
Senate GOP Moves on Healthcare Soon
June 12, 2017
The Financial Conflicts of Money
for the Men and Women of Basketball
June 8, 2017
ATHLETES AND MONEY – IT'S NOT HOW YOU START BUT HOW YOU FINISH
May 31, 2017
ARE YOU READY? ARE YOU SURE?
May 17, 2017
The House GOP’s Vote Would Slash Medicaid — Which Pays for 60 Percent of People in Nursing Homes
May 10, 2017
Why Do the Very Rich Buy Life Insurance?
When Hybrid Long-Term Care Insurance Makes Sense
May 8, 2017
The New Health Insurance Proposal and
How It Could Effect You?
May 6, 2017
April 25, 2017
What Are Your Needs?
Family income protection: Replace lost family income in the event of a wage earner's death and help fund future family expenses, such as a child's college education.
Estate Planning: Used in estate planning providing liquidity to pay estate taxes.
Business Planning: Particularly appealing to use when funding the buyout of a business.
Living Benefits: The cash values can be used to help pay college expenses or provide for other income needs.
Greater Protection for the Unexpected: Disability/ long term care rider allows monthly acceleration of the death benefit to cover expenses.
Legacy: The impact you will leave on others, family/children, or you may want to consider a charitable donation as an important part of what you leave behind.
Why Buy Universal Life Insurance When You Are Young and Healthy?
Below is an approximate cost of $250,000 universal life insurance with a long term care rider:
Male, age 35, preferred non smoker: approximately $190 per month.
Male, age 40, preferred non smoker: approximately $235 per month.
Male, age 45, preferred non smoker: approximately $380 per month.
Male, age 50, preferred non smoker: approximately $470 per month.
Male, age 55, preferred non smoker: approximately $600 per month.